What:
Samos Insurance offers a first-of-its-kind accidental death insurance product that covers planned surgical procedures.
Why:
Samos aims to provide Canadians and their families with peace of mind at a time when they need it most with surgeries by giving an additional layer of protection and assurance that the family would be provided for.
How:
- Samos covers planned surgical procedures such as scheduled cesarean sections, joint replacement, heart surgery, and common cancer diagnostic procedures.
- It requires no medical exam and it’s available to patients who may not qualify for other insurance products (including those who are excluded for pre-existing medical conditions).
- Typical policies cost less than a monthly cell phone bill: between $90 and $150.
- It offers up to $100,000 in benefits should a planned surgical procedure result in death.
- The premium for Samos Insurance is based on three things: the risk related to the procedure being covered, the age of the patient, and the amount of coverage the patient desires.
- It takes just five minutes to apply, at least 48 hours ahead of admission, and requires answers to a few quick questions.