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#136 | Muc-Off offers bike insurance with NextGen

2022 Jul 05, 2022
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What:

Muc-Off has partnered with insurance intermediary NextGen, to launch bike insurance, offering a number of features and benefits.

Why:

The launch comes at a time when the number of bikes purchased, and in turn, the number of bikes being stolen has soared following the recent global pandemic. In a recent study undertaken by Direct Line Insurance, it was found that between March and November 2020, over 32,700 bikes were stolen in the UK.

How:

  • Benefits such as insurance premiums that never increase on renewal for the same risk, as well as up to £100 free upgrade cover, meaning riders can upgrade their bikes to more expensive models, and their policy may not increase in price.
  • Typical offerings such as theft cover, home and away, plus a multi-bike discount of up to 25%.
  • Offers for those who pay annually to save up to two months of insurance premium, there’s a no-claims discount, and European and worldwide cover are all included in premiums as standard.
  • Beyond insuring their bike, riders also get £15,000 of personal accident cover in the event that they seriously injure themselves whilst out riding, plus every policy comes with third-party liability cover up to £1m.
  • Cyclists are also covered in the event of accidental damage to their bike or accessories, and if repairs are needed, riders can choose to get an estimate from a repair shop of their choice, subject to them being authorized.
  • Riders will even receive a temporary hire bike for up to 10 days so they can get back on two wheels as quickly as possible.

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