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#100 | AlphaRoot launches management liability insurance for the cannabis industry

2021 Dec 10, 2021
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What:

BRP Group announced the launch of the AlphaRoot management liability insurance program for the cannabis, hemp, and CBD industries.

Why:

With the rapid development of the cannabis sector and continued state legalization, insurance will play a key role in ensuring responsible growth. AlphaRoot aims to empower private-held cannabis companies to expand, bridging the gap between comprehensive coverage and the right price point.

How:

  • AlphaRoot’s management liability insurance program refers to a package of insurance policies intended to protect a company, its directors, and its officers and include:
    • Directors & Officers Insurance (D&O): This protects the company, its directors, and officers from claims brought against them for the company’s management.
    • Employment Practices Liability Insurance (EPL): This protects the company from claims alleging mistreatment of their employees.
    • Fiduciary Liability Insurance: This protects from legal liability should a benefit plan administrator miscalculate, mishandle, or practice improper plan care.
  • AlphaRoot’s partnership with their in-house Managing General Agent (MGA) allows them to write management liability insurance for private cannabis operators.
  • This program for AlphaRoot’s clients will offer coverage features, including:
    • Up to $5M in limits for D&O
    • $1M in limits available for EPL and Fiduciary
    • Flexible policy customizations tailored to the insured’s needs from a pricing and coverage perspective

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