What:
MetLife has announced the launch of a Dental Wellness Incentive to help employees make the most of their dental benefits by encouraging preventive care, helping reduce out-of-pocket costs, and promoting whole-person health.
Why:
This incentive will reward employees for prioritizing regular dental visits, which are important to one’s overall health. It will help employees get more for their dental benefits, including health and financial incentives to make preventive visits more routine. By doing so, MetLife aims to support holistic wellness while helping employees find a long-term plan that fits their personal wellness needs.
How:
- The provision rewards employees for positive oral health behavior – such as routine cleanings and exams – by increasing a member’s annual maximum and/or coinsurance percentages, and/or by reducing plan deductibles.
- Rewards will be personalized, enabling each eligible member and their dependents to qualify and earn the incentive based on their preventive dental care visits during the previous year.
- Based on dental claims that employees submit the previous year, richer benefits are given over time to employees and enrolled family members who may need more care in the future.
- Benefits increase for up to three years giving employees additional motivation to utilize the incentive.
- When the incentive is included in the group plan, employees can start earning incentives for use in the following year, and they automatically renew each year.
- The new incentive will begin rolling out between September 1 and November 1, 2022, for employers who have elected to include it in their plan.