What:
Chubb Workplace Benefits (CWB) has launched Cancer Advocate Plus, a first-of-its-kind cancer-specific, genetics-based insurance program.
Why:
The ability for average Americans to obtain cancer-related genetic testing has been challenging largely due to reimbursement, awareness, and cost issues. Chubb’s Cancer Advocate Plus makes it accessible for today’s workers.
How:
- Cancer Advocate Plus provides tools and resources for an individual to proactively understand their risk of cancer, more effectively manage a cancer diagnosis, and offers insurance protection to help with the potential financial impact of a cancer diagnosis.
- Through an agreement healthŌme™, the Chubb Cancer Advocate Plus program offers policyholders tools and support across the cancer continuum, including:
- Screening: Genetics-based testing to identify inherited genes that increase cancer risk, as cancer is a genetic disease. In case of elevated risk, healthŌme genetic counselors can develop a personalized action plan for reducing risk. Policyholders also have access to Pharmacogenomic Testing to better understand how an individual will respond to commonly prescribed medications.
- Cancer Management: In case of cancer diagnosis, policyholders get access to personalized support, tools, and resources for complex illness navigation:
- Molecular Diagnostic Tumor Testing – Genetic evaluation of an individual’s specific cancer to guide and optimize treatment.
- Expert Medical Review by Molecular Pathologists and an Oncology Nurse Advocate to provide the individual’s physician with a Precision Treatment Report and, if applicable, assistance with clinical trial enrollment.
- Cancer Recovery: Continued support during remission, including access to blood-based cancer recurrence monitoring which enables earlier detection than traditional medical testing.
- Insurance Protection: Guaranteed issue insurance benefit that complements employees’ existing medical coverage by paying benefits directly to the insured in three lump sum payments during the first year of a covered cancer diagnosis.
- Ongoing Education and Empowerment: Opportunity to learn about genetics and its relationship to cancer and receive and store genetic test results in a HIPAA-compliant Interactive User Portal.